With the Minister of Finance set to hold his Budget Speech on 21 February, money is on every South African’s mind. With a range of great personal finance and budgeting apps to choose from, your Android smartphone can help you stretch your rand a bit further.
From tracking expenses to optimising budgets and even filing taxes, TCL recommends some apps to empower you in your financial journey.
22seven is one of South Africa’s most popular budgeting apps. Link bank accounts, credit and store cards, investments, loans, rewards and more from over 120 South African financial institutions. You will get a complete picture of your net worth and can track your spending across different categories and merchants.
Use this app today to check your credit score and report. Get access to the information lenders know about you so that you can fix any mistakes and improve your score before you apply for credit. The higher your credit score, the better the deals you’ll get on credit cards, loans and more.
Check your Discovery Health Plan benefits and go over your Medical Savings Account details from this app. You’re able to view your most recent healthcare service claim details, search through 12 months’ claims, view your approved chronic conditions, search for a healthcare professional and view your health record.
This app makes investing in stocks and ETFs on multiple worldwide markets easy and affordable. You can stay on top of your investment portfolio with a detailed account overview and personalised reporting. It’s also possible to set up a recurring investment, so that you automatically contribute to your investment monthly, quarterly or annually.
Mint is a free money manager and financial tracker budgeting app that brings together all of your finances. From account balances and budget planners to tracking expenses and debt payments, all your money management is now in one place. See your monthly bills, create budgets, grow savings, and build stronger financial habits.
Each time you buy a coffee, pay a bill, or make a daily purchase, add it to Monefy. It makes tracking daily purchases, bills, and everything else you spend money on quick and enjoyable.
PocketSmith Sidekick works alongside the PocketSmith web app so you can check your budgets, balances and spending – wherever you are.
Spendee is a free budgeting app already used by 3 million people around the world to track their spending and optimise their budgets. Seeing all your financial habits enables you to stick to your goals and be organised in what’s important.
With the eFiling App, taxpayers can complete and submit their annual Income Tax Returns quickly and easily on their smartphones, tablets or iPads and receive their assessment. The SARS eFiling App brings simple convenient, easy, and secure eFiling to the palm of your hand, anytime, anywhere.
You can add loyalty cards from everywhere you shop to this app, so you never miss out on a discount or reward points, just take out your phone at every checkout and present the barcode to be scanned. Best of all, your wallet won’t be crammed with cards you only occasionally use.